In recent decades we have witnessed a substantial increase in research around the topic of financial literacy and its implications in the financial decisions and habits of individuals. In an ever-changing industry where the spectrum of choice is increasingly wide and sophisticated, it is crucial to find factors that can guide economic actors towards informed and economically healthier decisions. Starting from the Spanish Survey of Financial Competences (2016 edition), the following analysis investigates the financial literacy of individuals and how this impacts on the diversification of the portfolio in terms of categories of assets held.
Financial Literacy and Portfolio Diversification: An Analysis Using Spanish Portfolio Micro Data
GASTALDELLO, MARCO
2021/2022
Abstract
In recent decades we have witnessed a substantial increase in research around the topic of financial literacy and its implications in the financial decisions and habits of individuals. In an ever-changing industry where the spectrum of choice is increasingly wide and sophisticated, it is crucial to find factors that can guide economic actors towards informed and economically healthier decisions. Starting from the Spanish Survey of Financial Competences (2016 edition), the following analysis investigates the financial literacy of individuals and how this impacts on the diversification of the portfolio in terms of categories of assets held.File | Dimensione | Formato | |
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https://hdl.handle.net/20.500.12608/41042