"From Crisis to Consolidation: An Analysis of the Silicon Valley Bank Acquisition and the implications for its Subsidiaries"

This thesis aims to investigate the collapse of Silicon Valley Bank (SVB) and its subsequent acquisition by First Citizens Bank (FCB), with a particular focus on the impact of the crisis on the subsidiaries. The research aims to understand how was the SVB’s financial situation the years before the collapse with a more in-depth analysis about the two years preceding the crisis, focusing on the deposits’ management. The dynamics of the acquisition by FCB will be analysed as well as the impacts on its Financial Statement. The thesis explores the financial performance of both the acquiring and the acquired entities, analyzing financial statements and performance ratios to assess the consequences of the acquisition for FCB and to hypothesize how its trajectory might have differed in the absence of this strategic deal. In addition to the overarching analysis of SVB and FCB, the study also investigates the subsidiaries of SVB, specifically Silicon Valley Bank UK, Silicon Valley Bank Germany, and SPD Silicon Valley Bank. By adopting similar methodologies, such as financial statement analysis and performance evaluation, this study explores the ways in which the crisis has influenced their operations, organizational structures, and future growth trajectories. The findings aim to bring light on the broader implications of the acquisition for SVB and its subsidiaries, providing valuable insights into the resilience and adaptability of financial institutions in times of crisis. To conclude, the findings seek to contribute to the existing literature on banking consolidations and crises, offering insights that may represent future solutions for risk management and financial sector structural resilience.