Sustainable Banking and the Evolution of the European Business Model

This study explores the role of sustainable banking in Europe, focusing on how regulations from the European Parliament, the European Central Bank (ECB), and the European Banking Authority (EBA) shape banking practices. With growing pressure to incorporate environmental, social, and governance (ESG) considerations, banks must adapt their lending strategies and credit risk management. Through a review of existing literature and secondary data analysis, this research identifies key trends, challenges, and opportunities in sustainable banking within the European financial sector.